PFPropFunds Capital
Direct private lender · Omaha & Lincoln, Nebraska

First trust deed capital from a lender who owns and operates property.

PropFunds Capital lends on multifamily, retail, industrial and land in Omaha and Lincoln. We underwrite the property the way an owner would, keep leverage conservative, and decide fast because the person reviewing your deal is the person funding it.

Submit a deal Check your numbers
Loan programs

What we lend on

Every loan is secured by a first position on commercial real estate in Omaha or Lincoln. Leverage is set by the asset, its income and the exit. Final rate and points are quoted per deal.

Multifamily

up to 65%loan-to-value

Apartment buildings and small multifamily, stabilized or value-add.

  • Acquisition or refinance
  • Bridge to agency or bank debt

Industrial

up to 65%loan-to-value

Warehouse, flex, light manufacturing, storage and outdoor yards. Any industrial type.

  • Owner-user or investor
  • Lease-up and repositioning

Retail

up to 65%loan-to-value

Leased storefronts, restaurants, strip centers and mixed-use with retail at grade.

  • Credit and local tenants
  • Cash-out on leased assets

Land

up to 65%loan-to-value

Entitled and income-producing land, including ground under lease.

  • Cross-collateral welcome
  • Acquisition and holding

Maximum LTV depends on the property and its income, up to 65%. Terms 9 months and longer. No owner-occupied residential or consumer loans.

Deal check

Does your deal fit?

Enter the property value and the loan you need to see your leverage against our 65% limit and the most we could lend. Nothing here is submitted or saved.

Example deal shown. Rate and points are quoted after we review the property.

Within limits

56.3% LTV on an industrial property

0%Limit 65%100%
Your loan-to-value56.3%
Max loan at 65%$1,560,000
Room under limit$210,000
Equity in the deal$1,050,000

Your request is under our limit. Submit it and we’ll review the property and exit.

How it works

From deal to funding

Owners, commercial brokers and mortgage brokers can all submit deals. You deal directly with the person who decides and funds.

Step 1

Submit the deal

Send the property, location and loan amount. No financial statements or credit at this stage.

Step 2

Review and terms

We look at the property, income and exit, talk through the plan with you, and issue terms.

Step 3

Close and fund

Loan documents are prepared by counsel and the loan closes through title and escrow on a first deed of trust.

Track record

Selected loans

Recent loans funded by PropFunds Capital, most of them in California before our move into Nebraska. Borrower names are kept private.

$1.7Mour most recent first trust deed, funded August 2026
30–35%loan-to-value on that loan, across two leased properties
4loans repaid in full since 2025
LoanCollateralStatusNotes
#108Leased restaurant in Burbank, CA plus 243 acres under lease in Kern County, CAActive$1.7M first trust deed, 3-year term, 30–35% LTV. Refinanced our own Loan #100.
#107Commercial real estateActivePerforming.
#102Commercial real estateHeld just under two years. Every payment made on time.
#104Commercial real estatePaid off in full.
#103Commercial real estatePaid off in full.
#100Leased restaurant in Burbank, CANearly three years with no missed payments. Refinanced into Loan #108.
About

An owner on the other side of the table

PropFunds Capital is run by Jim Aldrich, who has spent years buying, financing and operating commercial and multifamily property, including apartment communities in Reno and investment property in Omaha. He has been the borrower on agency, bank and private loans, so he knows what a good lender does for a deal and what slows one down.

That shapes how we lend: conservative leverage, a fast and direct answer, and terms built around the property’s real plan. Our lending is focused on Omaha and Lincoln, markets we know as owners. When you talk to us, you’re talking to the person who makes the decision.

Omaha, NELincoln, NE

Jim reviews every deal personally.

Investors

Interested in investing with PropFunds?

If you’d like to learn about investing alongside PropFunds Capital, leave your contact details and Jim will reach out personally. No offering is made on this site.